Overview
Zorgverzekering.chat is a free, independent Dutch health insurance comparison platform that lists every basic and supplementary care insurance policy for 2026, ranked by their true yearly cost.
Key Features
- Compares all basic and supplementary health insurance policies on a single list
- Calculates real annual costs: premium + mandatory deductible (eigen risico) + commonly used care paid out-of-pocket
- Provides transparent sources — every figure is linked to official references (Dutch Health Insurance Board / NZa)
- Offers no advice or upselling — purely informational, no affiliate commissions
Use Cases
- Dutch residents looking to switch or renew their zorgverzekering in 2026
- Anyone wanting an unbiased cost overview before comparing insurer offers
- Users who value transparency over sales-driven recommendations
